Risk Checklist

10 Signs Your Colorado Home Is Dangerously Unprepared for Wildfire

Quick Answer

If your Colorado home has a combustible roof, unscreened vents, a wood deck, mulch or firewood against the walls, or dense vegetation within the first five feet, it is likely underprepared for wildfire. Embers — not the flame front — ignite most homes, and they find the weakest point. Below are ten warning signs and the practical fix for each. If several apply to your home, a free on-site assessment will help you prioritize.

The warning signs — and how to fix each

1. A wood-shake or non-Class-A roof

The roof is the largest ember target on the house. A wood-shake or aging, low-rated roof is the highest-priority risk. Fix: upgrade to Class A roofing.

2. Open or unscreened vents

Attic and crawlspace vents let embers inside, where they ignite the home from within. Fix: install ember-resistant vents and screening.

3. A combustible deck

Wood decks catch embers in gaps and beneath the boards. Fix: rebuild or retrofit with Class A composite and noncombustible skirting.

4. Combustibles in the first five feet

Bark mulch, firewood stacks, planters, and shrubs against the walls create a direct ignition bridge. Fix: establish a noncombustible 0–5 ft zone — part of defensible space.

5. Dense vegetation close to the home

Ladder fuels and continuous shrubs carry fire toward the structure. Fix: thin and space vegetation per Zones 1–2 and choose fire-resistant plants — see firewise landscaping.

6. Combustible siding

Wood or vinyl siding can ignite from radiant heat or flame contact. Fix: fiber cement, metal, or stucco siding.

7. Clogged gutters and debris on the roof

Dry leaves and needles in gutters and roof valleys are perfect ember catchers. Fix: clean regularly and install noncombustible gutter guards.

8. Single-pane or untempered windows

Windows can fail under radiant heat, letting fire inside. Fix: upgrade to multi-pane or tempered glass during exterior work.

9. Gaps where the deck, fence, or siding meet

Embers lodge in gaps and connections. Fix: seal and detail these junctions with noncombustible materials.

10. No documented mitigation for your insurer

Even good work goes unrewarded if it isn't documented. Fix: get a completion certificate and IBHS Wildfire Prepared Home™ guidance you can submit for premium review.

Not sure how many apply to your home?

Use our 6-point self-check, then book a free on-site assessment. We'll prioritize the fixes that reduce your home's ignition risk the most.

Book a free on-site assessment

Common Questions

What makes a home vulnerable to wildfire?
The most common vulnerabilities are a combustible roof, open or unscreened vents, a wood deck, combustible material within five feet of the walls, and dense vegetation close to the home. Embers exploit the weakest point, so a single overlooked gap can undermine an otherwise hardened house.
What is the most important thing to do first?
Address ember entry points and the immediate 0–5 ft zone around the home first. These are low-cost, high-impact, and target the leading cause of home ignition identified by the IBHS.

Ready to Start Your Project?

Get in touch today for a free wildfire home assessment. No job is too big or too small for our expert team.